Note : We are filling one non-executive level Vice President, Retail Lending role with our organization. This individual will report to our Chief Credit Officer. This person may work part-time out of various BCU locations with available office space and telecommute occasionally. However, it is expected that this employee live close enough to work 2-3 days per week out of the Retail Loan Processing Center in Wabash, IN.
Role To manage, motivate and develop employees in retail lending to achieve maximum productivity in accordance with established loan policies, procedures and regulation requirements. Assist in implementation and achieving corporate goals and objectives established by Executive Management and the Board of Directors.
Major Duties and Responsibilities Supervises the Retail Loan Processing Center to ensure professional and courteous service to members. Responsible for departmental staffing to meet management's agreed upon productivity, quality and service-level goals. Directs and assists department management in developing and motivating the retail lending staff through timely and objective performance evaluations, equitable salary structure, appropriate training, award recognition and disciplinary action, as needed.
Manages underwriting tools and systems to ensure optimal performance to underwriting standards, productivity objectives and risk management parameters, including analyzing and recommending improvements to the lending policies and procedures and developing and managing new service programs and products.
Assists management in setting departmental corporate goals and objectives. Assists others in preparing reports in the area of file review audits, watch lists for potential problems, TDR loan reports, recommendations for interest rates (adjustable or fixed), and departmental results.
Recommends and assists with special projects pertaining to loan process improvements on existing systems or new systems.
Assists in reviewing and approving loan packages within authorized lending limit.
Assists in providing and maintaining loan account delinquencies and collection control.
Performs other duties as assigned.
Position Qualifications Eight to ten years of experience in consumer and mortgage lending or similar field. Bachelor's degree in business or a related field. Skilled executive with extensive background and knowledge in lending operations and underwriting Experienced in recommending, developing and implementing departmental products Exceptional organizational, analytical and managerial skills Knowledge of consumer and mortgage lending regulations
Standard position hours are Monday through Friday from 8:30 a.m. to 5 p.m. Available Benefits Include: - Health, dental and vision insurance - Paid time off - 401(k) match - Incentive/bonus program - Tuition reimbursement - and more!
Job Posted by ApplicantPro