Overview Retail Staff Underwriter II Location: US-Multistate | US-Multistate. Job ID 2025-18822. Category: Underwriting. Type: Regular Full-Time. Job Grade: 11. FLSA Status: Exempt. Working Hours: 8am - 5pm. Job Location: 10153 - Telework Multistate. The purpose of this job is to provide support to the retail and wholesale platform for items such as scenarios, underwriting guidance, review and submit tax returns to LoanBeam, review and issue VA NOVs for VA appraisals, as well as underwrite a small pipeline of retail mortgage loans to assist in times of high underwriting volumes. Responsibilities Provide assistance to underwriters/originators/processors for questions, scenarios, guidelines, etc. Act as consultant by phone and e-mail on loan questions / problems to originators and processors that have not been decisioned by an underwriter. Maintain a small pipeline of loans to decision during peak volumes in underwriting. These will mostly be VA IRRRL and FHA Streamline refinances. Review and submit tax returns to LoanBeam to provide income calculations to be used for qualifying. Review and issue VA NOV's for VA appraisals. Keep informed of all investor guidelines. Perform other work-related duties as assigned by supervisor. Review and respond to management regarding quality control exceptions. Perform additional duties as assigned.

Qualifications High school education. 5 years' experience in mortgage loan underwriting. Experience in underwriting FNMA/FHLMC/FHA/VA / USDA Rural Housing investor loans. Designated as an FHA DE underwriter within 6 months of hire. Designated as a VA SAR within 6 months of hire. Designated as a VA Lapp underwriter within 6 months of hire. Documented experience in mortgage loan underwriting. General understanding and knowledge of underwriting and compliance guidelines. Working knowledge and experience with DeskTop Underwriter System. Exceptional organizational skills and ability to efficiently handle workflows. Ability to communicate well. Superior problem-solving skills. Excellent customer service skills. Excellent PC skills. College education preferred.

Physical Requirements/Working Conditions: Must be able to sit for long periods of time and use computer keyboard/or mouse, while viewing computer screens. Note: This is a brief description of this position and is not limited to those described herein. Management retains the right to add, delete or modify any of these responsibilities at any time during employment. #J-18808-Ljbffr