Retail Staff Underwriter II
New Today
Overview The purpose of this job is to provide support to the retail and wholesale platform for items such as scenarios, underwriting guidance, review and submit tax returns to LoanBeam, review and issue VA NOV's for VA appraisals, as well as underwrite a small pipeline of retail mortgage loans to assist in times of high underwriting volumes.
Responsibilities Provide assistance to underwriters/originators/processors for questions, scenarios, guidelines, etc. Act as consultant by phone and e-mail on loan questions / problems to originators and processors that have not been decisioned by an underwriter.
Maintain a small pipeline of loans to decision during peak volumes in underwriting. These will mostly be VA IRRRL and FHA Streamline refinances.
Review and submit tax returns to LoanBeam to provide income calculations to be used for qualifying. Review and issue VA NOV's for VA appraisals
Keep informed of all investor guidelines
Perform other work-related duties as assigned by supervisor
Review and respond to management regarding quality control exceptions
Perform additional duties as assigned.
Qualifications High school education
5 years' experience in mortgage loan underwriting
Experience in underwriting FNMA/FHLMC/FHA/VA / USDA Rural Housing investor loans
Designated as an FHA DE underwriter Within 6 months of hire
Designated as a VA SAR within 6 months of hire
Designated as a VA Lapp underwriter within 6 months of hire
Documented experience in mortgage loan underwriting
General understanding and knowledge of underwriting and compliance guidelines
Working knowledge and experience with DeskTop Underwriter System
Exceptional organizational skills and ability to efficiently handle workflows
Ability to communicate well
Superior problem-solving skills
Excellent customer service skills
Excellent PC skills
College education preferred
Physical Requirements/Working Conditions: Must be able to sit for long periods of time and use computer keyboard/or mouse, while viewing computer screens.
Note: This is a brief description of this position and is not limited to those described herein. Management retains the right to add, delete or modify any of these responsibilities at any time during employment.
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- Location:
- Jacksonville, FL, United States